extended warranty znacenje. Standard coverage is four years or 50,000 miles, whichever comes first, an average offering among premium brands. extended warranty znacenje

 
 Standard coverage is four years or 50,000 miles, whichever comes first, an average offering among premium brandsextended warranty znacenje To decide whether you need an extended warranty, consider: if the manufacturer warranty already covers

Extended warranty: longer periods of protection. The price quotes we received averaged about $5,500, which is roughly double the average for an extended warranty from a major. HDCVI is a video standard that enables users to transmit HD video over existing coaxial cable infrastructure—ideal for lowering costs and maximizing return on investment. Warranty periods can be extended, but you need to pay for its annual fee. Refrigerators don’t come cheap. 4 out of 5. Portland,OR, July 29, 2021 (GLOBE NEWSWIRE) -- As per the report published by Allied Market Research, the U. Cost/Coverage. Limited time offer: Get $300 off with code SAVE300. 2 days ago · Webb: "I've never bought the extended warranty because I just felt an appliance should last longer than one year. Under the plan, three years and 60,000 miles of coverage costs $129. , P. Nationwide. I got a letter from Kawasaki with their 'Protection Plus' plan figures: 2019 Z400 ABS. . Extended appliance warranties are often available through the retailer, the manufacturer and third-party. Commonly referred to as an extended car warranty, an auto protection plan is a vehicle service contract between the issuing company and the car owner. Here are some steps you can take that may improve the situation or convince your provider to go back on their decision: 1. Olive, CarShield, CARCHEX, and Protect My Car made up the rest of our. A company that has built a new approach to the business of extended warranties — providing a cost-effective and efficient way for retailers or brands to offer them; and an easy way for consumers. $89/month at. Standard coverage is four years or 50,000 miles, whichever comes first, an average offering among premium brands. Engine Briggs & Stratton 100000 Operator's Manual. Concord Auto Protect: Best customer satisfaction. Before getting an extended warranty. This includes benefits such as. Before you buy an extended auto warranty, consider these cons: Can be expensive: The average cost of an extended auto warranty is $2,500 (plans typically range from $1,000 to $4,500) total or $350. The cost of a car warranty in Canada is already worked into the vehicle price, but extended warranties can cost around $1,000 or more. Spread the cost of an extension or upgrade over time with flexible billing options. . Review the terms of your warranty. Or Call Carchex Directly. extended warranty definicja: a type of guarantee (= a promise to repair or replace a product) that increases the period of time…. 0 to 8. Get Free Quote. An extended car warranty is a consumer contract usually purchased when a vehicle is new. Extended warranty coverage. We are disrupting the way you can purchase warranty plans by offering same coverage to you. Here are the prices we found for that. Look for extra. (866) 950-7122. On electric vehicles, it covers. For New York residents, the extended warranty matches manufacturer’s warranties of one year or less. Actuaries price extended warranties based on claim histories. The national auto club offers a vehicle service contract that combines warranty protections with extra services, such as battery replacement, trip reimbursements. Simply, pay the money, and get the extended warranty, to safeguard your device, maybe one, two,. Below, we provide estimates for. 22 billion in 2022 and is foreseen to reach USD 297. It covers repairs for an agreed-upon period of time and miles. 99/mo plus tax with Asurion Appliance+™. The extension of the Powertrain Warranty to a Lifetime Warranty (Warranty Extension TXXI) are forProSupport and ProSupport Plus help reduce downtime by getting in front of potential issues with AI-driven technology, proactive insights and 24x7 support. The global extended warranty market reached a value of US$ 121. Samsung TV Care pack can be availed for 1, 2 or 3 years. Some extended car warranties also have a deductible for repairs. Chase. Common extended warranty coverage lengths: 24 months / 24,000 miles. , valued at $20. RedmiBook 15 Pro Charcoal Gray i5. VW’s extended warranties are called Drive Easy Vehicle Service Protection Plans. Endurance is the best extended car warranty company for 2023 and we award it the Most Comprehensive Coverage because of its coverage options, pricing and industry reputation. Our experts help you get the most out of your plan with premium expert tech support. 5 lakh. As for the BMW 3 Series. Pogledajte prijevod, definiciju, značenje, transkripciju i primjere za «Warranty may be extended», naučite sinonime, antonime i slušajte izgovor za «Warranty may be extended»Extended Warranty Coverage Period. While extended warranties may be worth it for larger appliances that cost thousands of dollars to repair, they make less sense for smaller or more affordable ones. Learn more here. Virginia’s service contract requirements boil down to the notion that if it’s promised in the contract, it must be honored. Virgin Australia Velocity Flyer Card - Balance Transfer Offer. You get one additional year of coverage added to a manufacturer’s warranty of five years or less. Summary of this Post show. Concord Auto Protect: Best Customer Service. The current standard, HDCVI 3. The answer is dependent on a number of factors that we consider in Episode 344 of the RV Podcast. (866) 950-7122. Up to one additional year of coverage on a warranty of three years or less. Engleski leksikon, definicija, sinonimi, izgovor, primeri, značenje reči, rečnik, prevodilac The average cost of a Ram extended warranty ranges from $1,900 to $4,100 depending on your vehicle’s age, mileage, and the dealership you purchase extended warranty coverage from. Warranty providers know that in most cases you won’t actually need the coverage they offer. E-Tech is the innovative and exclusive technology of Renault. We specialize in providing a number of solutions to our members to help them secure a great deal on a new car. Read about extended car warranties, see which car warranty is the best financial option for your vehicle, and learn how much an extended car warranty costs. The prestigious engraving is made with cutting-edge 5-axis laser technology. real property (in addition to the previously taxable extended warranty services covering tangible personal property and digital . Review your contract, especially the "Exclusions" page 2. They can increase your vehicle’s longevity. For example, a $200 warranty for a $350 appliance. S. KJRH Tulsa, OK How to choose a warranty 1. Extended warranty plans are usually organized by tiers: an entry-level powertrain plan, a mid-level mixed coverage plan, and a comprehensive bumper-to-bumper plan. Depending on what state you live in, the cost of auto repairs can be high without extended warranties. Upgrade from 1-year to 2-year Onsite Warranty Support within 3 Business Days for HP 14/15 HP Chromebook. 1. There are reasons why an extended warranty might not be, including: most electrical goods and appliances are getting cheaper over time. An extended warranty — also known as a vehicle service contract — is an optional plan you can buy to help you pay for the cost of certain repairs your vehicle may need while you own it. The average cost for extended appliance warranties is between $20 and $500 per year. Comparing car insurance quotes with us only takes a few minutes and could save you up to £374 [1] on your premium. CARCHEX carries an A+ rating from the Better Business Bureau (BBB) and is highly regarded in the extended warranty industry. Pick your coverage. Starting at Rs. As for the BMW 3 Series. However, warranty costs generally range from about $1,600 to $4,500. An extended car warranty is a consumer contract usually purchased when a vehicle is new. These plans build off of VW’s four-year/50,000-mile factory warranty and can only be purchased. An extended auto warranty is a service contract that covers car repairs beyond the time period of a manufacturer's warranty. Chat with a ConsumerAffairs decision guide. The average cost of an extended warranty can range between $1,600 to $4,500. 2 kW, the Fronius Primo perfectly complements the SnapINverter generation. Extended warranties are offered by the vehicle manufacturer as well as by third parties. 99%. Gearbox. O. The best used car warranty companies. Extended warranties for used cars are typically around $1,615 and $3,208 total, but plan prices may vary. The best extended car warranty is offered by Endurance. Whether appliance coverage is worth it depends on your situation, including the age of your appliances and whether. 2 years or 25,000 miles. Model: Intel Core i5 12400fPodnožje: LGA1700Veličina cachea: 18 MB Intel® Smart CachePakiranje: 45. Chase Sapphire Preferred Card: Best mid-tier travel card. If you have one of the top Visa credit cards, a Visa Signature or Visa Infinite card, extended warranty protection is typically included with your card’s benefits. 1 ATM - Essentially no water resistance, stay away. For example, if your. Mazda offers two extended warranty packages: Total Confidence and Powertrain Confidence. However, costly repairs can require thousands of dollars. We received quotes for BMW extended warranties ranging from $3,800 to $7,500, depending on the vehicle and warranty in question. An extended warranty will not provide cover for what are considered routine, expected repairs, such as oil changes, brake pads and tires. of all taxes) View Details. There is no need to manually calculate your refund amount, however. 1: No Catastrophic Repair Bills. Get Quotes. It can cost anywhere between $2,000 and $3,000. Chase. Depending on how comprehensive the coverage is, this can be an added value when. Most factory warranties on new cars offer bumper-to. 3 Year Care Pack for TV (Size: 26~30) Samsung TV Care pack (Extended Warranty) will be valid only if your Samsung Product is within the standard warranty. The certified pre-owned BMW extended warranty coverage is part of the Platinum plan discussed above. An extended warranty generally won't cover any typical wear items, such as tires, brake pads, rotors, or rubber belts. Up to 12 months extended warranty, post manufacturer warranty expires. Starting at Rs. It will typically cover internal engine and suspension components as well as certain electronics. Write to: Customer Service, Mercedes-Benz Warranty Services, 102 George Street, Croydon CR9 6HD. Our review team found that, on average, the best extended car warranty from Endurance, the Supreme plan, costs around $70 per month for 36 months to get five years or 100,000 miles of extended car. Faulty battery assistance: up to 1 time per contract period. The extended warranty covers losses of up to $10,000 per purchase and $50,000 per year for multiple losses. extended warranty meaning: a type of guarantee (= a promise to repair or replace a product) that increases the period of time…. When looking at the pros and cons of extended car warranties, the big question is whether they can save you any money. Many extended warranties begin when you buy the product, so they overlap the factory warranty. You are advised to check the status of your warranty before you use the Lenovo warranty coupon code or any other offer. 0. The cost of a 12-month extended warranty for a Q7 ranges from £475 to £1561. It's worth asking for a discount or even to cross-shop different warranty vendors. 950. I've gotten back 4x what I've paid for it, and there are still 5 months of coverage remaining. An extended warranty is a legal contract between you and the issuer. In addition, the costs for maintenance, damage, or even replacement of faulty parts can also be quite expensive. In our March 2022 car warranty survey, roughly half of the participants said they paid between $1,600. 1% during the forecast period 2023 to 2032. The lack of precipitation can cause a variety of problems for local communities, including damage to crops and a shortage of drinking water. You might be tempted to buy a service plan—also known as an extended warranty—on your next laptop, dishwasher, or new or used car. Box 105689, Atlanta, GA 30348-5689, 1-877-881-8578; and in Oklahoma, where the Service Plan Provider is Assurant. Unlike manufacturer. Only you will be able to determine if an extended warranty is right for your vehicle by taking time to learn about your options. An extended warranty, sometimes called a service agreement, a service contract, or a maintenance agreement, is a prolonged warranty offered to consumers in addition to. 0 mm x 37. Powertrain control unit. At $908, the average annual repair costs for a. The cost of a 12-month extended warranty for a Q7 ranges from £475 to £1561. An extended warranty for a new car will often be cheaper than an extended warranty for a used car. O. Call Now: 866-977-2040. Generally, the companies that market and sell these warranties are in the business because they make a lot of money off the proceeds. An extended warranty will ensure that you are adequately covered. Having a car waiting outside your home allows you to go wherever you want, whether commuting to work or escaping on a summer road trip. The Silver Pigeon III and V bas-reliefs areas are embellished with special sparkles that create a beautiful contrast, thus emphasizing. This could be something that Polaris might be able to waive, but just be aware that is the policy. You can purchase the warranty from them and/or compare the price to what your dealer offers. For example, if an all-risks homeowner's policy does not expressly exclude. Crash Course: Endurance ranks as the best extended car warranty company according to the results of our 2023 warranty study. 2 year - $453. Extended warranties cost extra and for a. Keep maintenance records for engine and transmission issues. The state breaks extended warranties into two categories: Mechanical Breakdown Insurance, and Vehicle Service Contracts. Darn near 50% of the cost of warranties are kept by the retailer. Procesor CPU Intel Core i5 12400F 2. Compare our top 7 extended auto warranty picks: Endurance Auto Warranty, CarShield, CARCHEX, olive, Omega Auto Care, Toco Warranty and. Getting an extended warranty might seem to be an easy exercise. These warranties offer protection for Mazdas up to 100,000 miles by covering repairs after mechanical. Land Rover extended warranty costs are subject to the same variations as coverage and duration. 12. Call Now: 855-534-1173. 56/ month. The cost of a 12-month extended warranty for a Q7 ranges from £475 to £1561. LoginCovers vehicles up to 20 years old and with up to 200,000 miles. Jeep extended warranty benefits. Toyota Extended Warranty Overview. Although half of the cars we were told about suffered a fault, they were all fixed for free. With Maruti Suzuki Extended Warranty program, one can avail these benefits for an extended time period. The extended warranty benefit offered by select credit cards doesn't cover all purchases or all types of damage. An extended warranty is an agreement between you and a warrantor (either the retailer or another business) to provide specific warranties or guarantees for a set period of time — usually to replace or repair products or services you have just bought. 95 each month. Transmission replacement: $5,092 to $5,291. Get expert help anytime, anywhere. Get Started for $99 + Get $400 OFF with code 'Get400'. An extended warranty is typically purchased separately, and it is designed to supplement and extend the original factory warranty. Warranty plans frequently cost thousands of dollars. Here’s how to know whether an extended warranty or service. Standard coverage is four years or 50,000 miles, whichever comes first, an average offering among premium brands. A hatchback may also be sold. I had to buy my own replacement off eBay and was out an additional $100. Common Myths: 1) "Extended warranties cover maintenance services and brake work. Email: [email protected] out of 5. Tesla coverage is available through one of our top-rated providers, CarShield. 4 out of 5. Endurance Extended Car Warranty company is one of the most popular and trusted providers in the business. An important item to know before you buy a used vehicle is the vehicle’s reparability. The plans are sold through authorized resellers and GM’s dealerships, but GM administers this program. Now that its apart the warranty company is denying the claim because we took it apart. On average, an extended warranty costs anywhere from $2,000 to $3,000, but providers like Endurance offer flexible payment plans suited for your needs and budget. Audi Extended Warranty Platinum Cost. If you thought that was good, just wait till you hear about our benefits. Vendors try to sell you these warranties because repairs tend to cost more than the warranties. You pay extra for an extended warranty. An extended auto warranty is a contract with a company to cover repairs after a vehicle's factory warranty coverage expires. Our Rating: 4. My bike's one year warranty runs out in a few months. However, BMW’s extended warranties start from the in-service date, and. With power categories ranging from 3. Equipped with an automatic gearbox, our hybrid. According to Consumer Reports, about 40% of new refrigerators will need a repair within their first. 2-year validity. would get under the extended warranty. 32 per month. Review the. Once found, follow the instructions carefully. For example, the extended. CarShield: Best for a Range of Vehicles. Here's why it matters. CPP Asset Secure (LED Panel only) Starting at Rs. Help protect your computer against the dangers of everyday use with Accidental Damage Service*. These contracts vary widely in price and usually come with several levels of protection. Most RV extended warranties offer coverage for one to seven years. The Land Rover extended warranty lasts for up to seven years or 100,000 miles and covers the most critical parts of your car after a mechanical breakdown. All 3 rd party extended warranties cover the most expensive to repair parts of your car. Limited Warranty or Emissions Warranty should be claimed following Warranty & Policy Manual guidelines. Why we chose it: Carchex offers plans starting at $99 per month, and it lists the cost of common repairs without a warranty on its site. Pogledajte prijevod, definiciju, značenje, transkripciju i primjere za «Upon expiry of the warranty», naučite sinonime, antonime i slušajte izgovor za «Upon expiry of the warranty»Our team found that extended car warranties tend to cost between $1,500 and $3,000 in total. The most inclusive type of auto warranty is “bumper-to-bumper” coverage, which. It may also cover other items such as dent repair, key replacement, and the like. Some products can support AES New Instructions with a Processor Configuration update, in particular, i7-2630QM/i7-2635QM, i7-2670QM/i7-2675QM, i5-2430M/i5-2435M, i5-2410M/i5-2415M. Exclusions apply and additional out-of-pocket costs are possible. Original Manufacturer’s Warranty . Extended car warranty guide 2023. BMW’s extended warranties are called BMW Extended Service Contracts. #4: Delaying the Purchase of Your Extended RV Warranty May Increase the Cost. All Mopar Vehicle Protection plans include the following benefits: Car rental allowances of up to $45 per day (up to a maximum of $225 or five days) to help cover. Year: Make: Model: Description: 4. Emergency car repair assistance: up to 2 times per contract period. An extended car warranty can take some of the sting out of unexpected car repair expenses. 4-liter, that’s still within OEM specifications. They have been a trusted name in the business for 20 years. That’s just wasted money. You get one additional year of coverage added to a manufacturer’s warranty of five years or less. The bill is pushing 3k. Auto Industry. (Not to be confused with car insurance . Get protection + 24/7 support for the machines you count on most for just $29. The price depends on the type of warranty and the level of coverage provided. A Maintenance Bond also referred to as a Warranty Bond, is a type of surety bond that contractors may purchase to help reduce the risk of a project owner if there are defects in the work that the contractor was. If the extended warranty was offered at $50, we’d all instantly sign on the dotted line and the conversation would be over. It may, however, include a provision for roadside assistance. 4. 3 Billion by 2027 exhibiting a CAGR. Plans extend from two to three years, with deductibles ranging from $0 to $75. Extended warranties. You can purchase the Extended Warranty from any Tata Motors Authorized showroom or. Some extended car warranties are transferable for free or for a small fee. Under the plan, three years and 60,000 miles of coverage costs $129. Dealership vs Private. This is how that extended warranty works. Dealerships provide a statutory warranty of 3 months or 5,000km from the date of sale (whichever occurs first). And according to many experts, the industry is expected to continue to. E-Tech is the innovative and exclusive technology of Renault. So, even on the low end, these are expensive warranties. Some sellers offer an extended warranty or service contract when you buy a product. Mitsubishi sells warranties that extend the new vehicle limited warranty by up to 2 years/40,000 miles. 5. Based on our 2023 industry-wide study, CARCHEX, CarShield, Omega Auto Care, Endurance, and Toco are the best used car warranty companies in the industry. Your car may never have issues, but if the thought of a $5,000 emergency. Parts and Labor: Warranty coverage usually includes both the cost of parts and the labor required to replace or repair them. Don’t just skim over it and read a few sentences here and there; really take the time to sit down and review the specific terms you signed up for. 24 months, extending warranty to a maximum 84 months from date of purchase (7 years) ThankYou Premier Guide to Benefits. Mercedes Benz tires rotation service. All risks is a type of insurance coverage that automatically covers any risk that the contract does not explicitly omit. Make. The Service Plan Provider is Federal Warranty Service Corporation, P. You can receive up to $10,000 per claim and $50,000 per cardholder. An extended warranty is typically purchased separately, and it is designed to supplement and extend the original factory warranty. 95 and $79. Support type: Onsite repair. 93 billion in 2019, and is expected to. There are also deductible charges per visit that usually can go as high as $100. Most extended warranties define their coverage terms with year and mileage limits. Chevrolet’s Extended Limited Warranty includes bumper-to-bumper coverage for five years or 60,000 miles, and costs an average of $2,300 to $4,000, with the exact price depending on a variety of factors. On Carchex’s Website. In terms of coverage, it is bifurcated into standard protection plan. $96. The stock and forend are made of selected walnut wood with a fine wood grain highlighted. On or after January 1, 2023: The definition for taxable “extended warranty services” found in KRS 139. Exclusions apply and additional out-of-pocket costs are possible. Pull out your extended car warranty and look for the section that outlines cancellation. Top Rated Warranty Companies. 50 GHz) quick. Every contract has its exclusions and. Walmart's protection plans are often offered with some of the lowest prices. Extended warranties typically provide coverage for two to seven years, though some plans last longer. Factors that may. Year. 00. An extended warranty, also known as a vehicle service contract (VSC for short) is like insurance for breakdowns. $70. Extended Powertrain Warranty Cost. Coverage up to Rs. 5-inch hard disk drives with a Serial Attached SCSI (SAS) interface offer 10,000 to 15,000 rotations per minute , 500 input / output operations per second ( IOPS ) and up to 2. For example, if you buy a washing machine with a 5-year manufacturer’s warranty with decent coverage, do you really need the 2-year extended warranty offered by the store? Probably not. ₹9,29900. 5 lakh. All warranty plans guarantee covered repairs will be made with genuine Mopar parts, and buyers can choose a $0, $100 or $200 deductible. We also pulled quotes for a 2018 Chevy Silverado 1500 to see what was available. 2. For new vehicles. Follow. The following defines the maintenance services required in Mercedes Service B: Service B0: Mercedes Benz multi-point components inspection. Electrical surges. GMC offers two extended warranty options covering vehicles for 5 years/60,000 miles after the GMC factory warranty expires at 3 years/36,000 miles. Via Endurance's Website. Clutch. The Porsche extended warranty can cover the cost of unexpected mechanical repairs to your vehicle up to a relatively generous 10 years or 100,000 miles. Maintenance terms are often bound for 12, 18, or 24 months, but not more than that. Coverage window: Standard workdays - 9 hours. For Visa Signature. An extended auto warranty is an optional vehicle service contract offered by manufacturers, dealerships, and independent providers at an extra cost beyond the. 1. Protected by 150 patents, it was developed in collaboration with the Renault F1 teams, and draws on our expertise in electric vehicles. Arrange alternative transportation in advance. Every Endurance plan comes with some great perks as standard, including 24/7 roadside assistance, travel. With our. S. Features. CARCHEX is one of the largest, most highly-rated providers of vehicle extended warranties in the market. Car insurance can cover you for theft, accidental damage and more depending on the policy you choose. This additional cost isn’t always the deciding factor, but it does make us pause and look at the big picture. Hyundai written promise to warrant Hyundai car with valuable condition. Review the terms of your warranty. To be fair, there is a counter argument that holds that you might as well take the extended warranty offered with your new RV. Pogledajte prijevod, definiciju, značenje, transkripciju i primjere za «Extended warranty», naučite sinonime, antonime i slušajte izgovor za «Extended warranty» Those items are even covered for a shorter one year or 12,000 miles. Hyundai’s luxury brand offers a deceptively strong CPO program with a six-year/75,000-mile limited warranty and a 10-year. Subscription-based businesses, e. An extended car warranty is an optional coverage plan that can be purchased to protect your vehicle once its factory warranty expires. Head gasket replacement: $1,853 to $2,149. Maintenance such as coolant, brake and transmission flushes, tune-ups, services, oil changes, bulbs, wipers, and more are not covered. According to the CIRC Reply Relating to the Scope of Property Insurance, insurance products normally cover losses caused by unexpected external forces, while extended warranty services cover only. The communicative inverter for optimised energy management. Car Shield. Schedule regular preventative maintenance. It's pretty common to have a five-year or 100,000 mile powertrain warranty with the vehicle. It is used to clear customs in 87 countries and territories without paying duties and import taxes on merchandise that will be re-exported within 12 months. Generally, the more expensive the car is to purchase, the more expensive the warranty is. Extended warranties are offered by the vehicle manufacturer as well as by third parties. The extended warranty market is segmented on the basis of coverage, application, distribution channel, end user, and region. However, the term length varies based on the type of CPO that you’re purchasing. These prices are higher than the average cost of an. Extended definicija. 48 months / 48,000 miles. Instead, additional or updated terms are put in place to ensure the benefits. To prove their ability to pay claims, companies must maintain a net worth of $100 million or insure their contracts. There is no need to guess where the. Toyota offers three extended warranty plans — Platinum, Gold, and Powertrain — costing between $1,000 and $1,500 when purchased from a dealership. Request a quote or Call 1800 425 4002. However, according to a recent study by 3D Chess Media, investing in an extended car warranty can lead to significant savings for car owners over time. This shows that prices have. Don’t just skim over it and read a few sentences here and there; really take the time to sit down and review the specific terms you signed up for. The Mercedes extended warranty has coverage terms of up to 3 years/100,000 miles and has similar coverage to the factory bumper-to-bumper contract. This single-phase, transformerless device is the ideal inverter for private households. If you have an extended warranty, that can also help, depending on which warranty you have. Our Rating: 4. Even the best extended car warranties will typically exclude these routine repairs. 5 years and have 50,000 miles left, you’ll be eligible for around 50% of the warranty, or $2,500, minus any service or administration fees that may apply. Some providers offer alternative waiting periods depending on driving habits, such as 60-day/500-mile or 90-day/200-mile waiting periods, and certain “no-wait” plans exist, but they’re exceedingly rare. I also agree to receive such and any other martketing & product related communication from Hyundai, its agents, and its dealers until specified otherwise, by me. The New Hampshire statute requires that an extended warranty agreement which is a so-called "contract of insurance" be offered only by a licensed. 3. Learn more about Services for Small Business. Learn more. ₹ 3299. Moreover, the. Pro: An extended warranty can actually save you thousands.